Miller & Associates Insurance

Life Insurance

Like other ancillary coverages, life insurance is an inexpensive and easy-to-apply-for addition to your other insurance coverages. Unlike other coverages, however, life insurance provides your loved ones with the ability to take care of lingering bills, funeral costs, and other financial obligations.

Life insruance breaks down into two different types: term life insurance and universal life insurance. Term is temporary life insurance, and is an affordable option for those wanting coverage for a limited time period (depending on the policy, this is a 5-30 year period). Universal is a permanent insurance, and can vary widely from policy to policy.

If you're considering life insurance, either as an addition to health insurance or as a standalone product, we encourage you to contact us. We're here to answer your questions and to find the life insurance policy that works for you and your family.

Should my life insurance come from my health insurance carrier?

Getting life insurance through your health insurance carrier isn't always the best solution, as it is often only good so long as you're paying the carrier. If you want to change carriers, you can risk losing the life insurance you have in place.

Please contact us to learn more about our affordable life insurance insurance options.